Ann, you need to be careful receiving unemployment benefits. A person receiving unemployment benefits is essentially certifying that they are ready, willing and able to work. The disability carriers often use this against claimants. With regard to the eye test, you should write the carrier and ask for clarification as to the type of testing that they are seeking. If you cannot afford it, then you need to tell them that as well. If you doctor states that there is no acuity test that will be helpful, then you should get a letter from the doctor stating this information and send it to CIGNA. You must comply with the appeal deadlines CIGNA has provided. If you would like assistance with your claim, please contact us.